Our Clients & Partners
from the private sector to the general public

We have collaborated with the United States Department of Housing & Community Development, (HUD), Public Community Development Agencies, Private Housing Investors, General Contractors, public interest groups, and other community partners.

​Testimonials

Joe Serrano is a certified HUD Home Renovation Consultant. My wife and I hired him as first time home buyers for a home we were purchasing through the Fannie Mae Homestyle Renovation Loan Program. We found Joe to be very knowledgeable, responsive, trust worthy, and honest

We were in a complicated situation. The lender was terrible and the mortgage broker wasn't any better. With the type of program we were using, you need a HUD consultant to help prepare the work write up. Unfortunately the lender didn't tell us this until we had already spent 5 months preparing the write up ourselves.

So in order to proceed we needed to hire a consultant. We found Joe online and the reviews were good. Lots of people recommend his services. We reached out and hired Joe to be our consultant for our first Homestyle renovation.

Working with Joe was great, he helped us navigate the issues we were having with our lender and encouraged us to find the right lender to work with. Joe helped us negotiate fair prices with our contractor and he gave us good suggestions on where we could save money in our renovation budget. We highly recommend him especially if you're doing a Fannie Mae Homestyle Loan or FHA 203K loan. ​

Quinton Sankofa
Change Agent Sirius Creativity: An Organizational Development & Non-Profit Management Consulting group

"Joe is a very trustworthy and professional individual. Joe's knowledge regarding his craft is very extensive. I would highly recommend Joe to anyone who wishes to obtain the services of an FHA 203k consultant."

Edwil Antolin
Substitute Teacher at Napa Valley Unified School District

"Joe is a hard working and diligent housing professioal. He was my project manager for housing rehabilitations and transitional housing projects. Joe also has a strong architectural design sense and worked on gateway signage projects in Foresthill and Kings Beach.  I strongly recommend Joe."

Mark Heckey
Owner of Touchstone Consultants​

"Joe was recommended by a mutual business associate, for which I am ever thankful. Partnering with Joe for my first FHA 203(k) loan approval, made the process much easier than anticipated. His professionalism and friendly attitude put my mind at ease, as well, my buyer's. As a HUD approved cost consultant, Joe prepared the work write-up and cost estimates, and screened the contractors bidding for the job. Due to Joe's guidance and patience in helping me understand his role in the 203(k) process, I am prepared to help other buyers purchase and repair affordable homes by utilizing the program. "

Patsy Rogers
Above PAR Real Estate Service